Credit Analyst / Credit Officer

Banking / Insurance / Financial Services

About the Employer

Job Description

Location: Kurunegala

WE ARE HIRING!

Credit Analyst / Credit Officer

KEY RESPONSIBILITIES

  • Develop and implement credit policies, procedures, and guidelines in line with business and regulatory requirements.
  • Assess customers' creditworthiness and recommend appropriate credit limits and payment terms.
  • Monitor customer accounts, outstanding balances, and overdue debts to ensure timely collection.
  • Develop and execute collection strategies, including payment negotiations and settlement arrangements.
  • Maintain professional relationships with customers while resolving credit and payment-related issues.
  • Prepare credit, collection, and receivables reports, providing insights and recommendations to management.
  • Maintain accurate credit documentation and customer account records.
  • Ensure credit control activities comply with relevant laws, regulations, and internal controls.
  • Lead, supervise, and develop the credit control team to achieve collection and performance targets.

KEY REQUIREMENTS

  • Degree in Finance or Accounting
  • Part-qualified or professionally qualified in CA Sri Lanka, CIMA, ACCA, AAT or equivalent.
  • Minimum 3 years of experience (credit control, debt collection, debtors management, recovery of outstanding balances)
  • Good knowledge of internal controls, accounting procedures and financial systems
  • Exceptional risk assessment capability and attention to detail.
  • Clear, professional communication and reporting skills.

Contact: hrmanagerakra@gmail.com | 070 197 0706 | Kurunegala