Senior Banking Assistant - Credit Services Department

Banking / Insurance / Financial Services

About the Employer

Job Description

You should ideally:

  • be qualified up to G.C.E. Advanced Level and/or possess a part qualification in Banking and Finance (preferably IBSL, ICASL, CIMA, or ACCA)
  • possess a minimum of 4 years of relevant experience in a banking or financial institution, specifically in credit operations
  • have prior experience in accounting and/or auditing
  • possess knowledge of banking regulations, regulatory requirements, and the applicable regulatory framework
  • have strong interpersonal and communication skills, with the ability to work effectively with internal and external stakeholders
  • be capable of working efficiently under pressure, meeting deadlines, and maintaining a high level of attention to detail

You will be mainly responsible for:

  • conducting initial checks of loans, limits, guarantees, overdrafts, and disbursements
  • creating loan facilities and related disbursements, assigning securities, and collecting fees
  • ensuring compliance with pre-disbursement conditions, Delegation of Authority (DA) procedures, and ALCO guidelines
  • reviewing and processing loan adjustments, rescheduling, restructuring, interest rate changes, waivers, and prepayment
  • maintaining accurate records and data entries in the Core Banking System while ensuring regulatory compliance
  • preparing and processing offer letters for approved credit facilities
  • examining and validating security documents to ensure compliance and proper execution

We are an equal opportunity employer, committed to promoting an inclusive and diverse environment. Recruitment to the Bank is based solely on merit and competency irrespective of other characteristics that make our employees unique. Any form of canvassing is discouraged. Correspondence will only be with the short-listed candidates. Please apply via e-mail by sending an updated CV or a DFCC Bank application form which could be downloaded from our website to [email protected] with the position applied for mentioned in the subject line, within 7 days of this advertisement.

Chief Human Resources Officer

DFCC Bank PLC, 73/5, Galle Road, Colombo 03

www.dfcc.lk