Job Description
ASSOCIATE MANAGER – CREDIT AUDIT
The Job Holder is responsible for providing independent assessment through AVP/VP - Internal Audit to the Board Audit Committee (BAC) on the adequacy of the Bank's Internal Controls in the auditable areas in an Audit Plan of a particular year.
THE JOB
- Drive a complete risk based audit plan to cover the assigned Credit Areas of the Bank during an annual audit
- Complete all audit allocated /assigned within the year and design & construction of a comprehensive control environment & an Audit Program covering each auditable area before the commencement of the audit, also to compile CAFs
- Have a robust risk assessment process which supports a risk based audit approach to conduct the business in a more effective manner
- Finalisation of audit reports for the review of AVP/VP – Internal Audit, coordinate to obtain management action plans within agreed timelines and review Management action plans if meets the risks reported
- Provide inputs & prepare Risk Assessment Process (RAP) for each auditable area in line with the credit risk matrix, by critically evaluating through nine risk categories and to review & update RAPs based on learnings from Audit
- Follow-up on audit issues in a proactive way and coordinate & obtain management action plans with agreed timelines
- Ensure sense checks and validation checks takes place based on agreed framework for all audit issues reported as completed.
- Review new systems, ICAAP, policies, PPGs, DOIs to be implemented for new processes, products, etc., upon request, from a control perspective, without impairing audit independence
- All CAFs to be verified for Key Controls
- Participate in other department discussions, meetings etc. when invited on a consultative capacity to improve control environment
THE PERSON
- Possess part/full qualification in Banking or Finance
- Possess total Commercial Banking experience of 6 years and out of which a minimum of 3 years working experience either in Credit related function or Credit Audit in an Internal Audit Department of a reputed Commercial Bank. Including awareness / knowledge on Impairment Provisioning
- Ability to work under strict deadlines and should have an Inquiring Mind
- Ability to critically evaluate all risks associated with the credit processes / Internal Controls
- Should have good Planning & Organising skills with Sound Writing Skills
The position is at Associate Manager level.
Please login to https://www.ndbbank.com/careers to apply on or before 02nd November 2026.
We will correspond only with the shortlisted applicants. "We are an equal opportunity Employer".
