Job Description
Senior Executive - Digital Lending
The Job
- Support credit decisioning by reviewing underwriting outcomes, decision rules, and digital lending system performance.
- Assist in managing and optimizing digital credit decisioning systems, fraud controls, and straight-through processing solutions.
- Analyze portfolio performance, identify trends, exceptions, and emerging risks, and conduct Non-Performing Loan (NPL) reviews.
- Collaborate with Business, IT, Analytics, Risk, Operations, and vendor teams to improve lending performance and customer experience.
The Person
- Degree or Diploma in Banking, Information Technology, Data Analytics, Statistics, Finance, or a related field (or equivalent professional qualifications).
- Minimum 3 years of experience in Credit Underwriting, Credit Risk Management, Digital Lending, or Credit Analytics.
- Good understanding of lending, digital lending products, credit decisioning processes, credit policies, scorecards, and risk parameters.
- Strong analytical, problem-solving, data interpretation, and stakeholder management skills.
- Exposure to digital lending platforms, credit decisioning systems, fraud management solutions, and Straight Through Processing (STP) will be a distinct advantage.
