Assistant Manager - Credit (North Western)
Banking / Insurance / Financial Services
About the Employer
Job Description
Job Profile:
- Handle the assigned SME Credit portfolio and achieve the set targets in Advances, NPA, IIS
- Evaluate loan applications and preparation of proposals with detailed information and necessary attachments to approving authority, swiftly and efficiently
- Ensure that loan disbursements are made only on completion of security documentation, disbursed in stages and ensure that interest rates are charged as per tariff
- Issuance of guarantees, holding applicable margin, renewals, cancellations, reversals and follow up on expired guarantees, balancing, submitting monthly statements and proper maintenance of correspondence
- Carrying out site visits and ensuring proper post-credit follow ups and reactions for early warning signals
- Responsible for the Watch list / NPA management including calling and visiting overdue clients
- Carry out periodic physical verification of pawned articles
- Ensure low audit rating on credit operations
Candidate Profile:
- Full or Part qualification in Banking/ Diploma in Credit Management from IBSL
- Minimum of 8 - 10 years working experience in a Bank and 4 - 5 years exposure in a credit role
- Good knowledge of Credit procedures and regulatory requirements
- Excellent verbal and written communication skills
- Strong analytical and negotiation skills
- Knowledge of industry/market conditions /volatility and new trends
- Ability to work under pressure & meet deadlines
Remuneration:
The successful candidates will be provided with an attractive remuneration package including fringe benefits, commensurate with industry standards.
If you are a results-driven banking professional looking for a challenging and rewarding opportunity in the banking sector, we invite you to apply for the position through our career portal before the deadline provided.
