Job Description
State Mortgage & Investment Bank
Career Opportunities at SMIB
SMIB, as the premier housing bank to the Nation, invite applications from candidates who have demonstrated dynamic leadership roles and make full commitment to achieve business goals with relevant qualifications and experience for the following post.
Assistant General Manager (Credit)
Support to lead the credit functions of the bank to build a quality credit portfolio by guiding and directing credit officers to identify and sourcing creditworthy client profile through credit analysis, and ensure credit disbursement and minimum NPL towards agreed targets by adhering to regulatory requirements and internal controls of the Bank.
Qualifications
- A Bachelor’s degree from a UGC-recognized university in Banking, Business Administration, Management, Commerce, Economics, or Accountancy, or equivalent.
- Or Associate Professional Membership of ICASL, CIMA, ACCA-UK, IBSL, or the Chartered Institute of Bankers - UK (CIB), IVSL, or SLIM.
- A Master’s degree from a UGC-recognized university in the fields of Banking, Management, Commerce, Law, and Economics would be an added qualification.
Experience and Exposure:
Overall 12 years’ experience in credit management with at least 5 years’ experience in senior management level in guiding/directing credit officers on efficient credit disbursement and adhering to regulatory requirements and internal standards. Persons who have demonstrated dynamic leadership roles in the previous positions and make full commitment to sourcing of creditworthy quality customer profile are the ideal applicants. Candidate should have good communication, interpersonal skills and be computer literate.
Remuneration
Salary Scale- Rs. 270,850 – 7,770 x 12 – 364,090 per month together with bank approved allowances (Cost of Living, Rent & 10% Allowance). Approximately monthly gross salary will be Rs. 477,000.00
Age - Not more than 50 years (However the age limit will not apply to those who are already employed in a state sector organization).
General Conditions
Method of Selection
Selection by an Interview as per the recruitment policy and procedure of the bank.
Closing Date for Applications
14.06.2025
How to Apply
Interested qualified candidates should send their Curriculum Vitae and copies of their Educational/ Professional transcripts and the names, addresses and contact numbers of two professional non-related referees via the below email address.
All applications will be treated in strict confidential and any form of canvassing will be regarded as a disqualification. The Bank reserves the right to decide the selection, postponement or cancellation of recruitment or any other action and/or change the selection criteria for this recruitment. The decision of the Board of Directors will be final and conclusive.
Applications should only be sent via [email protected].
