Assistant Manager - Credit Risk Management
Banking / Insurance / Financial Services
About the Employer
Job Description
VACANCY
We are a subsidiary of Sri Lanka's leading private commercial bank Hatton National Bank PLC, and a leader in the finance industry with an immaculate record of over 25 years, offering a diversified portfolio of financial services catering to a multitude of sectors through an integrated network of 79 branches across the island. We are ranked among the top 100 most valuable consumer brands in Sri Lanka by Brand Finance. In view of our growth expectations, we seek highly motivated, dynamic and result oriented individuals to join our organization.
ASSISTANT MANAGER – CREDIT RISK MANAGEMENT
Key Responsibilities
- Independently assess and clear large, complex credit proposals by evaluating borrower financials, business viability, and creditworthiness, ensuring alignment with risk policies and appetite while acting as an objective risk partner to support sound credit decisions.
- Assisting the development, validation, and enhancement of credit risk models and scoring systems to ensure regulatory compliance, accurate risk classification, portfolio segmentation, and data-driven credit decisions, while overseeing timely model recalibrations and improvements.
- Providing assistance for the timely preparation of Management Information using thematic reviews and liaising with the relevant stakeholders to mitigate their identified risks and avoid repetition.
- Oversee ongoing credit portfolio monitoring through early warning systems, trend analysis, and risk concentration tracking to ensure early detection of stress, balanced exposure, and proactive risk mitigation.
- Conduct regular stress testing to assess portfolio resilience under adverse scenarios, estimating credit loss exposure and capital needs, and providing actionable recommendations to strengthen credit buffers and align lending strategies with potential stress outcomes.
- Assist the Head of Credit Risk Management to conduct comprehensive training program to improve awareness and knowledge with regard to Credit Risk management.
- Assist the CRO or any other officer designated by him, in delivering assigned tasks.
- Coordinate & maintain good working relationships with the relevant internal Departments and external parties.
- Provide support for the daily operations and overall functions of the Risk Department.
Qualifications
- A degree from recognized University in the field of Management, Banking & Finance, Mathematics, Statistics, and Economics.
- Full / Part qualification in Banking and Finance Conducted by IBSL or a Diploma in Credit Management or Risk Management is an added advantage.
- Minimum 05 years of work experience in Banks / Financial Institutions in Credit / Credit Risk Management / Internal Audit.
- Good Operational knowledge on Credit and Regulatory requirements related to Credit.
- Good command in English and report writing skills.
If you are willing to take up the challenge, forward your resume via e-mail OR by post within 10 days of this advertisement along with the details of two non-related referees, to the address stated below or to [email protected]. Please indicate the post applied for and your preferred location on the top left-hand corner of the envelope or in the subject line of your e-mail.
DGM - Human Resources / CHRO
HNB FINANCE PLC
No.168,Nawala Road, Nugegoda, Sri Lanka.
Tel: 011 202 4848
Email: [email protected]
