Job Description
The Job
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- Assaying of pawned articles by Densimeter/Touchstone without exposing the Bank to risks or losses. n
- Handling all pawning redemptions, interest payments and part payments in the pawning system. n
- Monitoring pawning NPA/overdue and recovery management. n
- Ensure overdue is less than 1% of the base and NPA less than 0.5% of the base at any given time. n
- Balancing the pawning in/out register daily and at the month end. n
- Handling pawning auctions in the branch and all other related functions pertaining to same. n
- Ensuring that all physical verifications of all pawned articles are carried out on a monthly basis as per the guidelines. n
- Initiating and engaging in all promotional activities of the branch with a view to enhance the pawning growth and to drive towards targets. n
- Handling auctions and auction related work promptly and efficiently as per instructions. n
- Achieving the given target and support the branch efforts in growing the advances portfolio. n
- Be familiar and conversant with the GCL’s relating to pawning and gold loans and all other related activities. n
The Person
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- Minimum 4 years’ experience in banking/financial industry, having minimum 2-3 years in pawning. n
- Full or part qualification in banking would be an advantage. n
- Excellent communication and analytical skills. n
- Ability to multi-task and work in a challenging environment. n
- Excellent oral and written communication skills. n
- A team player with good interpersonal and organizational skills. n
Rewards
nThe right candidate can look forward to a remuneration package inclusive of staff loan benefits at concessionary interest rates and career prospects.
nApplications must be forwarded via email to [email protected] with the names of two non-related referees on or before 15th June 2026. The email subject line must state “Pawning Offer”. All applications will be treated with strict confidence. Only short-listed applicants will be notified.
