Job Description
About the Bank:
With a proud legacy of over 30 years, Pan Asia Bank is on a progressive growth journey, continuously evolving its brand, digital presence, and customer experience. Recognized among the Top 40 Corporates by Business Today and Top 100 Companies by LMD, we are focused on building a future-ready, purpose-driven, and digitally enabled brand.
Job Profile:
- Manage SME credit portfolio and achieve targets in Advances, NPA reduction, and Interest Income (IIS).
- Evaluate loan applications and prepare comprehensive credit proposals with required documentation for approval in a timely manner.
- Ensure loan disbursements are carried out only after completion of security documentation, with proper staging and application of interest rates as per tariff.
- Administer bank guarantees, including issuance, renewals, cancellations, reversals, and monitoring of expired guarantees, ensuring proper reporting and documentation.
- Conduct site visits and perform post-disbursement monitoring to identify early warning signals and mitigate risks.
- Manage Watchlist and NPA portfolios through proactive follow-ups, client visits, and recovery actions.
- Carry out periodic physical verification of pledged/pawned assets to ensure compliance and asset security.
- Maintain high standards in credit operations to ensure low audit findings and adherence to internal policies.
- Excellent verbal and written communication skills.
- Strong analytical thinking and sound decision-making capabilities.
- Effective negotiation and stakeholder management skills.
- Ability to work under pressure and meet deadlines in a fast-paced environment.
Candidate Criteria:
- Full or part qualification in Banking from IBSL.
- A Diploma in Credit Management from a recognized institution will be an added advantage.
- Minimum 4–5 years of banking experience, with at least 2–3 years in a credit-related role.
- Strong knowledge of credit processes, risk assessment, and regulatory requirements.
- Good understanding of market trends, industry conditions, and economic volatility.
- Excellent verbal and written communication skills.
- Strong analytical thinking and sound decision-making capabilities.
- Effective negotiation and stakeholder management skills.
- Ability to work under pressure and meet deadlines in a fast-paced environment.
Remuneration:
The successful candidates will be provided with an attractive remuneration package including fringe benefits, commensurate with industry standards.
How to Apply:
Take the next step in your career and be part of a team that values growth, collaboration, and excellence. If you are ready to make an impact and help shape the future of our Bank, we invite you to apply today. Interested candidates are requested to submit their resumes through our career portal before the specified deadline.
Assistant General Manager – Human Resources, Pan Asia Banking Corporation PLC, No. 450, Galle Road, Colombo 03
