Job Description
SARVODAYA
DEVELOPMENT FINANCE
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Sarvodaya Development Finance PLC (SDF) is the first impact investment company listed on the Colombo Stock Exchange (CSE) and it is the first Development Finance Company in Sri Lanka. We are committed to provide financial solutions for the development of the most needed rural communities of the nation and to provide financial solutions to domestic industries, SMEs and the Agriculture sector through our 56 branches spread over the island covering all districts.
CREDIT RISK OFFICER (MANAGER GRADE)
Sarvodaya Development Finance PLC (SDF) is seeking a highly experienced individual to join our Risk Management Department as the Credit Risk Officer at the managerial capacity whom will be responsible for leading the Company's Credit Risk Management Strategy while enhancing the credit quality and profitability of the Lending Portfolio.
Job Profile:
- Develop and implement credit risk policies and procedures to ensure compliance with regulatory requirements and mitigate credit risk exposure of the Company.
- Support the Credit Department in providing guidance, mentorship and support in the assessment and management of credit risk.
- Analyze credit data and market trends to identify potential risks and opportunities within the Lending Portfolio.
- Collaborate with other departments, including Finance, Compliance and Operations to optimize credit risk management processes and procedures.
- Monitor key credit risk metrics and indicators, provide regular reports and insights to the Senior Management and stakeholders.
- Stay abreast of industry best practices and emerging trends in credit risk management, recommending and implementing enhancements as necessary.
The Candidate Profile:
- A minimum of 8 years of overall experience with at least 5 years in credit risk management covering a minimum of 3 years' experience as a relationship manager of a bank or a finance company, directly involved in the preparation and evaluation of credit proposals in the business lines and as a credit reviewer within the financial service industry.
- Should have a good understanding of various risk factors involved in loan and lease disbursements.
- Strong analytical skills, with the ability to interpret complex data and make sound risk management decisions.
- Good understanding of borrower risk rating mechanisms/systems and understanding of laws and regulations relating to finance industry.
- Proven track record of developing and implementing credit risk policies and procedures.
- Excellent leadership and communication skills.
- In-depth knowledge of regulatory requirements and industry best practices in credit risk management.
- A degree in Finance/Banking/ Full qualification in Banking/ Diploma in Credit Management and/or a professional qualification.
- An MBA would be an added advantage.
How to Apply:
An attractive remuneration package commensurate with experience and fringe benefits on par with the industry standards is available for the right person. Interested candidates are invited to submit their curriculum vitae within 14 days of this advertisement to [email protected] mentioning the position in the subject line of the email. Kindly note that only shortlisted candidates will be contacted.
Head of Human Resources
No: 155A, Dr. Danister De Silva Mawatha,
Colombo 08.
Tel: 0115 444 666
www.sarvodayafinance.lk
