Job Description
BUILD YOUR CAREER WITH CARGILLS BANK
Manager - Credit Risk Review
KEY RESPONSIBILITIES
- Conduct periodic reviews of credit portfolios to assess the accuracy of risk ratings and compliance with internal policies and regulatory requirements
- Evaluate the adequacy of credit risk measurement methodologies and recommend enhancements to ensure alignment with industry best practices
- Identify emerging risks and trends within the credit portfolio and provide proactive recommendations to mitigate potential losses
- Prepare detailed reports and presentations summarizing review findings, risk assessment results, and recommendations for senior management and relevant committees
- Collaborate with cross-functional teams, including Credit Risk Management, Compliance and Internal Audit, to ensure a comprehensive approach to risk oversight
- Stay abreast of regulatory developments and industry trends related to credit risk management and incorporate relevant changes into the review process
EXPERIENCE & QUALIFICATIONS
- A Bachelor's degree or an acceptable equivalent qualification in a related field is required. An MBA would be considered an added advantage
- Minimum of 5 years of experience in credit risk management, credit review, or related field within the banking or financial services industry
- Strong understanding of credit risk principles, methodologies and regulatory requirements, particularly within the Sri Lankan banking context
- Proficiency in analyzing financial statements, assessing credit risk metrics and identifying potential areas of concern
- Excellent analytical skills with the ability to interpret complex data and draw meaningful conclusions
- Effective communication skills, with the ability to articulate technical concepts to non-technical stakeholders
- Proven ability to work independently and collaboratively in a fast-paced environment, managing multiple priorities with attention to detail
Interested candidates are invited to forward their CVs to career@cargillsbank.com mentioning the post applied for, in the subject line of the email on or before 15th May 2025.
Head of Human Resources
Cargills Bank PLC
No. 696, Galle Road, Colombo 03.