Analyze and evaluate credit risk for new and existing customers using quantitative and qualitative methodologies
Develop and implement credit risk policies and procedures to ensure compliance with regulatory requirements and mitigate credit risk exposure of the Company
Support the Credit Department in providing guidance, mentorship and support in the assessment and management of credit risk
Monitor and report on portfolio performance, identifying trends and potential areas of concern
Conduct periodic review of credit limits, risk classifications and credit terms
Collaborate with other departments, including Finance, Compliance, Credit and Recoveries to optimize credit risk management process and procedures
Develop and maintain key credit risk metrics/models and indicators, including scoring systems
Prepare detailed credit risk analysis reports and presentations for stakeholders and management
Recommend and implement strategies to mitigate credit risk while supporting business growth objectives

A minimum of 15 years of comprehensive experience in credit risk management, with at least 5 years dedicated to the financial services industry, directly involved in the preparation and evaluation of credit proposals in the business lines and as a credit reviewer within the financial service industry.
Should have a good understanding of various risk factors involved in loan and lease disbursements.
Strong analytical skills, with the ability to interpret complex data and make sound risk management decisions.
Proven track record of developing and implementing credit risk policies and procedures.
Familiarity with regulatory and compliance requirements and industry best practices in credit risk management.
A degree in Finance, Banking, or a full qualification in Banking, Diploma in Credit Management, or a professional certification. MBA would be an added advantage.

Interested candidates are invited to email their resumes with the contact details of two non-related referees to careers@sdf.lk.

Head of Human Resource
No: 155A, Dr. Danister De Silva Mawatha,
Colombo 08.
Tel: 0115 444 666