Job Description

NOW HIRING

Head of Credit Operations

Location: Head Office - Colombo

Mercantile Investments & Finance PLC is a leading financial institution committed to excellence in credit management, operational efficiency, and customer satisfaction. We are seeking a dynamic and results-driven professional to lead our Credit Operations team, ensuring strategic alignment with business objectives and regulatory compliance.

Key Responsibility

  • Oversee the credit operations function, ensuring efficient loan processing, risk assessment, and portfolio management.
  • Develop and implement credit policies to enhance operational effectiveness and mitigate risks.
  • Lead a team of credit professionals, fostering a culture of accountability and continuous improvement.
  • Ensure compliance with regulatory requirements and industry best practices.
  • Drive a faster, dynamic approval process to support the organization’s credit appetite while enhancing customer experience and service standards.
  • Collaborate with senior management to optimize credit performance and streamline workflows for efficiency.
  • Utilize data analytics to enhance credit decision-making and portfolio monitoring.

Candidate Profile

  • Bachelor's degree in Finance, Business Administration, or a related field (Master's preferred).
  • Minimum 10-15 years of experience in credit operations, with at least 5 years in a leadership role in a Non-banking Financial institution.
  • Strong knowledge of credit risk management, regulatory frameworks, and financial analysis.
  • Proven ability to lead teams and drive operational excellence.
  • Excellent communication, analytical, and decision-making skills.

Why Join Us?

  • Be part of a prestigious financial institution with a strong market presence.
  • Lead a high-performing team in a strategic leadership role.
  • Competitive remuneration and career growth opportunities.

Call us: 01112336303

Email your CV: Careers@mi.com.lk