Job Description
ASSISTANT MANAGER - CREDIT
Colombo and Southern Regions
About The Bank:
Armed with a proud history of over 30 years, Pan Asia Bank is on an exciting growth journey, evidenced by an array of recognitions, including being honored as one of the Top 40 business entities in the country by Business Today and top hundred companies by LMD.
Job Profile:
- Handle the assigned SME Credit portfolio and achieve the set targets in Advances, NPA, IIS
- Evaluate loan applications and preparation of proposals with detailed information and necessary attachments to approving authority, swiftly and efficiently
- Ensure that loan disbursements are made only on completion of security documentation, disbursed in stages and ensure that interest rates are charged as per tariff
- Issuance of guarantees, holding applicable margin, renewals, cancellations, reversals and follow up on expired guarantees, balancing, submitting monthly statements and proper maintenance of correspondence
- Carrying out site visits and ensuring proper post-credit follows ups and reactions for early warning signals
- Responsible for the Watch list / NPA management including calling and visiting overdue clients
- Carry out periodic physical verification of pawned articles
- Ensure low audit rating on credit operations
Candidate Criteria:
- Full or Part qualification in Banking/ Diploma in Credit Management from IBSL
- Minimum of 6-8 years working experience in a Bank and 4 - 5 years exposure in a credit role
- Good knowledge of Credit procedures and regulatory requirements
- Excellent verbal and written communication skills
- Strong analytical and negotiation skills
- Knowledge of industry/market conditions /volatility and new trends
- Ability to work under pressure & meet deadlines
Remuneration:
The successful candidates will be provided with an attractive remuneration package including fringe benefits, commensurate with industry standards.
How to Apply:
Take the next step in your career and be part of a team that values growth, collaboration, and excellence. If you are ready to make an impact, apply today and help shape the future of our Bank. Interested candidates are invited to submit their resumes through our career portal before the specified deadline.
Assistant General Manager – Human Resources, Pan Asia Banking Corporation PLC, No. 450, Galle Road, Colombo 03